Sounds good and year one would probably work out ok its what happens 10 years down the line but I guess that would need to be included in the plan.
See what you can do andy. monthly would work for me as I would forget I'm paying it out after a while. from the stuff I've heard we need it asap. I think we may live pretty close too now you've said who you are

Love u Fred - don't tell Alan !!

I agree, at the moment no news means 'is anything actually coming out of all these discussions/meetings?'

No problem with what Fred is saying. I've been banging on for ages about us not getting the communication right. (but I don't know whether I communicated it well enough!

)

just realised my post may have 2 meanings

- love as in

It's ok, I understood you, and wouldn't have been jealous, anyway!