Anyone any idea on fees, do they take fee up front or from provider

I wasn't charged. She doesn't take an upfront fee and she doesnt charge for any services in any area of financial advice unless it's a complicated mortgage application. I think they are paid from providers.
I even receive a yearly review of my finances.

who ever you see ask them: whether they will take an upfront fee or receive commission from the companies concerned when the products are purchased: whether they are tied to particular companies and how much commission they will receive if no upfront fee. If commission based negotiate your share of the commission and reinvest it. Finally approach more than one and check how much of your money will actually be invested and how much will be swallowed up in charges.
You could also invest the first £30k in premium bonds and wait for your tax free winnings in the certain knowledge that the valus of your investments will neither go up or down.


Franks option also sounds attractive - investing it behind the bar at the goose may be a lot cheaper than the charges you would otherwise face and it saves me buying him all his beer on Sunday.

I use this company and would always recommend them, always received fantastic service :-

amicable advise based in Warrington

Let me know if you want contact details.

Think it's Franks round anyway John,

see you in the Goose mate.