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| So what your saying is sod_em, it wont effect me, typical, when your team when bang and couldn't raise the brass to pay its debts why didn't they approach this company for a lone to pay the debts off, im pretty sure they would have given you a good rate of interest.
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| Quote ="Bull Mania"What do you mean "prey"
I'm pretty sure the person has to go to Provident and ask for the loan. Provident will then say yes we will give you the money but state CLEARLY if you do not pay it back you will be charge 4000%.
If that person signs anyway and can't afford the payment, as harsh as it is, that is their own fault. These vulnerable people have many other options to go to than a payday loan company.
Do you have a problem with Barclays pumping millions into the Premier league when they made people pay for a service without them knowing. Pretty sure that counts as theft or fraud. Do you refuse watch SKY sports which is owned by the same man at the centre of the phone hacking scandal. Do you also refuse to watch the BBC that is currently at accused of allowing many children to be abused?'"
Didn't you read the last page? You're recycling a flawed argument that's already been put to me - and answered.
What I mean by prey is exactly as the dictionary definition is(To victimise or make a profit at someone else's expense). The company, and others like it, prey on the most vulnerable of society. The fact that people [ichoose[/i to take out loans with them doesn't excuse what they do.
I don't know how many times I can say what I'm saying before it's understood. Am I not being clear in what I'm saying? I thought I was being clear. Do I need to write out my posts in coloured crayons for them to be understood?
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| Hallelujah at last, the quaint village yorkshire morality that has held rl back for 130yrs has now gone,surely this will now allow more companies to now look to sponsor/invest in RL.
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| Great news for Bradford and the game in general and I really cant believe people are criticising it. £300,000 a year is not to be sniffed at by any RL club, particularly Bradford after their recent troubles and as far as I recall they struggled to get a sponsor at all the last time they were looking for one. It is certainly at the higher levels for sponsorship in RL and really will help Bradford to become more of a force again.
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| is this another ''lets all rejoice in the Bulls good news' threads and if you dont you are a disgrace and not a true RL fan kind of thing ?
Brilliant news for Bradford, i'm so glad that after all the terrible things their club and wonderful fans have gone through this is another step in the right direction for this great club as it takes another step back to its rightful place as RL's flagship club....all hail the Bulls !!!!!!!!!!
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| I saw an add for this type of company and in not so small letters it states the interest, and to be honest only a complete moron would use these companies, and then to complain when they charge you an absolute fortune proves that you cant fix stupid!
To be brutally honest for 99.99% of the population in this country, your situation good or bad is of your own making!
These companies dont make people take out a loan and pay stupid amounts, its not difficult to curb your spending, we have all been in some level of debt in our lives, its quite simple cut out the stuff you dont need, (fags, beer, magazines, sky, gym), christ you can have cornflakes for your tea for a week its not that bad! Spend what you earn, it really isnt difficult to do.
A club that has been to the brink has managed to negotiate a cracking deal and people complain!
Only in RL!
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| Quote ="Sharpy_4a"I saw an add for this type of company and in not so small letters it states the interest, and to be honest only a complete moron would use these companies, and then to complain when they charge you an absolute fortune proves that you cant fix stupid!
To be brutally honest for 99.99% of the population in this country, your situation good or bad is of your own making!
These companies dont make people take out a loan and pay stupid amounts, its not difficult to curb your spending, we have all been in some level of debt in our lives, its quite simple cut out the stuff you dont need, (fags, beer, magazines, sky, gym), christ you can have cornflakes for your tea for a week its not that bad! Spend what you earn, it really isnt difficult to do.
=#FF0000A club that has been to the brink has managed to negotiate a cracking deal and people complain!
Only in RL!'"
You do realise there are things bigger and more important than RL dont you.
Or do you think poverty and exploitation etc are just side issues that get in the way of us enjoying our favourite sport. ![CRAZY d040.gif](//www.rlfans.com/images/smilies//d040.gif)
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| Quote ="Durham Giant"You do realise there are things bigger and more important than RL dont you.
Or do you think poverty and exploitation etc are just side issues that get in the way of us enjoying our favourite sport.
'"
Yeah loads of things more important to me that RL, to be honest its not even in my top ten, however considering if I owned a company who bradford where looking for me to sponser, knowing there recent history I may have offered them a few stickers on the side of my vans!!
And regards your second point, is a lending company who I must approach to use their services really exploiting me for doing so, I like a lot of people have, or have had a loan (uni fees), mortgage and car repayment, and I dont recall ever having a gun held to my head to take these out, I had a look at the repayments and my wage and judged if I could afford them, and in order to do so I had to cut back on a few things I didnt really need,.
I did however have the sence to avoid payday loan companies as what kind of fool would pay that level of interest for what in effect is only a few hundred pounds.
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| Quote ="r a n c i d"That's bit of a naive outlook.
Nobody forces(in most cases) adults, or children, to work in inhumane conditions that pay sweet FA in some 3rd world hell hole - that doesn't mean, because workers are 'choosing' to work, that a company exploiting said labour is ethically justified.
Should we remove the minimum wage, get rid of regulation of working hours and let people at the bottom of society "choose" to work 16 hours a day for £1 an hour. Would anybody accept a company employing such people is ethically sound, because the workers in theory "choose" to work there?
Or maybe I go to Somalia or some other place ravaged by famine and pay starving women to be in my pornography films. Would it be fair to criticise me for that or does the fact that they're 'choosing' to do it excuse what I'm doing?
I could carry on like this but I don't want to bore you.
What I'm getting at is that Provident, and other vulture companies like them, are scum. That people aren't forced to use their services doesn't really change that.'"
Naive? Maybe, but I can only go on my own experience.
I don't live in the 3rd world, I don't live in a country without the minimum wage and all the other things you mention.
I drink, but not often and not to excess. I have a bet, but as a form of entertainment and not money I can't afford to lose in the same way that I don't buy things I can't afford. I used to, but that got me into the situation when I needed payday loans.
Are they scum? They haven't been with me, and that's all I can go on.
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| Quote ="Durham Giant"You do realise there are things bigger and more important than RL dont you.
Or do you think poverty and exploitation etc are just side issues that get in the way of us enjoying our favourite sport.
'"
I assume you can link to your posts criticising Huddersfield for their partnership with Grosvenor Casinos and for continuing to play at a stadium sponsored by a beer company?
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| Don't the RFL own Odsal? Shouldn't the naming rights money be going to them?
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International Star | 3213 | No Team Selected |
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| Quote ="frank5613"I will watch the program, all the facts are supposedly filmed by some one working there, then we can decide for ourselves'"
And who's it edited by? Are things being shown out of sequence or out of context? Are important facts being left out because they don't fit in with the story the producer of the film is wanting to put out?
There's also the fact that the BBC Director General has been given the boot over one lot of bad reporting and there are others within the BBC who's heads are likely next on the block, which kind of makes BBC's news a tad suspect on the honesty of their reports.
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| Given the situation at the BBC right now, it's never been more certain that this investigative documentary WILL have followed the guidelines impeccably.
Of course, it must be very hard to see through those red, amber and black glasses.
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| Quote ="Him"I assume you can link to your posts criticising Huddersfield for their partnership with Grosvenor Casinos and for continuing to play at a stadium sponsored by a beer company?'"
Only if you are idiotic enough to think that a casino or a beer company is the same as canvassing on a council estate and persuading the poor , vulnerable and desperate to take out loans at massive rates of interest is the same.
But anyone who thinks they are so important they do not need to use a name and just refer to themselves as HIM probably is that idiotic.
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| Quote ="Durham Giant"Only if you are idiotic enough to think that a casino or a beer company is the same as canvassing on a council estate and persuading the poor , vulnerable and desperate to take out loans at massive rates of interest is the same.
But anyone who thinks they are so important they do not need to use a name and just refer to themselves as HIM probably is that idiotic.'"
Bit hypocritical, gambling and alcohol cause far greater social problems than a legal loan comapny. Then again I believe adults have the right to self determination and whilst you can try to legislate for stupidity, generally it fails and comes back to personal responsibility.
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| Quote ="JB Down Under"Don't the RFL own Odsal? Shouldn't the naming rights money be going to them?'"
Nope Bradford council own odsal. The naming rights are covered by our lease with the RFL.
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| Quote ="Durham Giant"Only if you are idiotic enough to think that a casino or a beer company is the same as canvassing on a council estate and persuading the poor , vulnerable and desperate to take out loans at massive rates of interest is the same. '"
Yeah because gambling and alcoholism are never targetted at or affect the poor, vulnerable and desperate.
As JB says, alcoholism and gambling are huge social issues in this country. But as long as your club prospers off the back of these people then everything is ok is it?
Why is it wrong for Bradford to benefit from a loan company yet it's perfectly fine for Huddersfield to benefit from a casino and play at a stadium that receives money from John Smiths? Companies that contribute to alcoholism and gambling addictions.
Quote ="Durham Giant"But anyone who thinks they are so important they do not need to use a name and just refer to themselves as HIM probably is that idiotic.'"
Are you saying that your real name is actually Durham Giant? If so either you were very unlucky or your parents were very uninspired in their choice of names for their baby.
For a start, it's not HIM, it's Him and its a Cannonball Run reference, but only a complete idiot wouldn't understand that.
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| Quote ="Him"For a start, it's not HIM, it's Him and its a Cannonball Run reference, but only a complete idiot wouldn't understand that.'"
Ahhh, the inimitable Dom DeLuise as [i"Captain Chaos"[/i
It's worth watching the film for the outakes alone. ![Laughing icon_lol.gif](//www.rlfans.com/images/smilies//icon_lol.gif)
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| There was a time when sponsors of RL were attracted to the sport as a marketing tool in order to target C1/C2 and D demographics.
May I take this opportunity to congratulate Super League on relegating the sport to a level of sponsorship where the target demographic is 'E'.
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| Quote ="Durham Giant"You are David Cameron and i claim my £5.
#
Next you will be telling us you are one of the deserving disabled as opposed to those scroungers who are not disabled and should not get benefits.
Its good to genralise isnt it'"
Completely missed the point of my post there. Lovely stuff.
I don't take a single penny off the state, not that its any of your business. And yes, there are thousands of scroungers who falsely claim disability benefits when there is nothing wrong with them. I'm not sure what relevance that has to anything though.
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| Quote ="Dreamer"Ahhh, the inimitable Dom DeLuise as [i"Captain Chaos"[/i
It's worth watching the film for the outakes alone.
'"
these bleeds?
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| The "preying on people who are desperate" argument is one that I don't really buy on this one. If you are genuinely "desperate", then you'll look for the money you need from any source necessary - legal or otherwise.
On that basis, is it preferable for people who are hell bent on borrowing what they need to borrow from 'Dodgy Den's Kneecappers' or from an FSA regulated and licensed lender?
In an ideal world, there would be no need for these types of 'sub prime' lenders but that is an issue that goes far beyond Rugby League and Bradford Bulls - It's an issue that starts with financial education, industry regulation and a change in consumer culture towards debt. Changing the name of Odsal doesn't change any of that.
And looking at some of Provident's APRs, they don't seem that much worse than various leading banks who charge fees in the region of £40 for a £10 unauthorised overdraft. Would this debate be raging if Bradford had attracted Barclay's, Standard Chartered or RBS?
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| Quote ="JB Down Under"For main sponsor rights AND stadium naming rights 300k a year doesn't sound that great a deal, or is that how low SL clubs are valued at the moment?'"
I actually don't think it's that big a deal.....it's 20% of the size that Sarries got for exactly the same offering, shirts and stadium.
Puzzles me when RL clubs and the comp itself struggle to find sponsors...the product itself is family friendly and reasonably priced, gets very good TV ratings and next year will be in the limelight with the RLWC.
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| Quote ="Durham Giant"stick to supporting your club rather than trying to pretend you know about the realities of the loans.
These companies lend to to the mentally and emotionally ill, the desperate, the unemployed, those on benefits, those who lead difficult and hence chaotic lives. The result is that the loan maybe taken out as a short term loan but when they cannot keep up with payments, or miss a payment and pay penalty fees at the loans often go on for months or YEARS after they should have finished.
If is was a Bulls fan i may have to accept that the company gave a desperate club the money BUT i would not buy the shirt and advertise such an awful company.
I look forward to a tie up with ASSAD enterprises and see if Bulls fans stil want to look the other way.'"
![CLAP eusa_clap.gif](//www.rlfans.com/images/smilies//eusa_clap.gif) It's amazes me what some so called RL fans will accept and defend if it suits there agenda. These people are crooks and anyone who can't see that is in utter denial.
As for Bradford taking the money, why not - at least it's better than pinching it off their own fans.
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