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| Quote ="Wheels"Never heard of the Vodafone Warriors then?
'"
Dammit!
Knew some smart would come along soon enough ![Wink icon_wink.gif](//www.rlfans.com/images/smilies//icon_wink.gif)
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| Quote ="Adeybull"You really, really have no idea what the hell you are talking about, do you?
Bradford Bulls Holdings Ltd went bust ("bankrupt" if you like). The debts stay with the old company, and any that can be repaid out of the remaining assets are. None of the assets are "protected". The company will be liquidated in due course. A new company was formed to take over the business undertaking, and had to purchase those assets, net of (very substantial) liabilities it was obliged to assume. That company has suffered (RFL "fine", credit standing etc) because, through no fault of its own, the previous company defaulted on its debts.
Fred Bloggs goes bust ("bankrupt"icon_wink.gif. The debts are frozen, and any that can be repaid out of the remaining assets are. Many of the assets though are usually "protected" and so remain with the debtor regardless. The debtor is NOT liquidated (unless, maybe, he has borrowed from an unregulated back-street loan shark) and is free to retain any "protected" assets and does not have to buy them back nor does he have to take on again any previous liabilities. The debtor suffers (credit standing) because, whether or not it was his own fault, he defaulted on his debts.
If you are seeking to compare like with like, at least try and get the facts straight?
Just as financial institutions, even Provident and other sub-prime lenders, will not (or should not) lend to those individuals considered a very poor credit risk unlikely to be able to repay the loan, so financial institutions will not lend to businesses in that situation. Leaving aside the fact that provident's business is lending to individuals not companies, so they would not be in the market for lending to the Bulls, there was no more chance of any financial institution lending to the Bulls - or quite a few other RL clubs, for that matter than there was them lending to a very poor credit risk individual.
And actually no, in the main I do not have massive sympathy for ANYONE who borrows money from ANYONE in the knowledge that they are unlikely to be able to pay it back. Individuals; companies; governments. There will always be exceptions, especially the GENUINELY vulnerable, and there will always be significant numbers of individuals and businesses that believe, in good faith or even undue optimism, that they will be able to meet the repayments. If things do not work out for them, as long as they have acted reasonably responsibly and in good faith they will always have my sympathy. Those who act irresponsibly never will. Be they individuals or businesses.'"
Thank you for the explanation what went on at your place, and it is nice to know you do have some sympathy for some of the less fortunet, as not all the people at the lower end are scrounges & layabouts. Can you tel me if you know what assets the old buisnes has, with the RFL owning the rights to the ground, and the players transfered to the new company, what is left.
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Quote ="Adeybull"Sactimonious, self-opinionated, pious and almost certainly hypocrite. And making statements bordering on actionable. And hardly the only one.
Funny, isn't it, how much of the vitriol on this subject seems to spew from certain Wakey and Shudds fans? They might say they are not being partisan, but few others are likely to believe them. We saw their true colours when Bulls did not roll over and die as they had expected.'"
Quite funny debating with people like you.
Anyone who crticises the sponsorship deal is being partisan.
When that is refuted by political or social beliefs you are accused of being sanctimonious, pious or hypocritical.
When that is challenged it is a case of what is the alternative as all financial enterprises are a bit dodgy and Provident are no worse than others.
When that is challenged it comes down to the key issue, My club right or wrong as Mystic Eddie says he would be happy to be sponsored by , " the Jimmy Saville foundation".
Then when you challenge all of the above Adeybully boy threatens legal action.
=#FF0000Here is the link to the BBC expose.
www.bbc.co.uk/iplayer/episode/b0 ... _Doorstep/.
=#FF0000Here is a link to how Provident prey on the vulnerable
www.bbc.co.uk/news/business-19748048.
This is what makes it and other companies like it worse than Barclays ( as odious as they are) or maybe better than the loan sharks but that is a red herring and those who propose it know it is
Read the information and make your mind up.
My view was support your club if you want, buy the shirt if you want but black out the advertising and express your view.
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Quote ="Adeybull"Sactimonious, self-opinionated, pious and almost certainly hypocrite. And making statements bordering on actionable. And hardly the only one.
Funny, isn't it, how much of the vitriol on this subject seems to spew from certain Wakey and Shudds fans? They might say they are not being partisan, but few others are likely to believe them. We saw their true colours when Bulls did not roll over and die as they had expected.'"
Quite funny debating with people like you.
Anyone who crticises the sponsorship deal is being partisan.
When that is refuted by political or social beliefs you are accused of being sanctimonious, pious or hypocritical.
When that is challenged it is a case of what is the alternative as all financial enterprises are a bit dodgy and Provident are no worse than others.
When that is challenged it comes down to the key issue, My club right or wrong as Mystic Eddie says he would be happy to be sponsored by , " the Jimmy Saville foundation".
Then when you challenge all of the above Adeybully boy threatens legal action.
=#FF0000Here is the link to the BBC expose.
www.bbc.co.uk/iplayer/episode/b0 ... _Doorstep/.
=#FF0000Here is a link to how Provident prey on the vulnerable
www.bbc.co.uk/news/business-19748048.
This is what makes it and other companies like it worse than Barclays ( as odious as they are) or maybe better than the loan sharks but that is a red herring and those who propose it know it is
Read the information and make your mind up.
My view was support your club if you want, buy the shirt if you want but black out the advertising and express your view.
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| Quote ="Ferocious Aardvark"Seek power, William. Then, you can prohibit the underclasses from borrowing money, and get your wish that they not be attracted to, or permitted to attend, sporting events.
God forbid that the hoi polloi should be allowed in Odsal to taint your air, eh? No sir, we don't want to attract the likes of them. Keep the buggers down, what?
It was much better last year when we were "targeting C1/C2 and D demographics". Yes, I remember it well. Made a packet there, as I recall. Or we may have gone tits, can't remember which.
Fookin snob poseur.'"
You might need to order more straw for future construction purposes after that effort.
Given the price of season tickets the Bulls had been flogging over the past few seasons, it's clear the previous administration had all those E demographics in mind as C1/C2 and D were abandoning the club in droves due to the lack of on-field success. My only surprise is they didn't prey on the vulnerable by offering those £60 season tickets via a credit loan scheme and an APR of 499% payable over 36 months. At least that way, it'd only cost the E's a tenner a month as they pay around £360 for a £60 season ticket loan. Provident Financial will sure as hell show them how it should be done instead.
Good luck with in getting more sponsors onboard. Cash Converters, Money Shop and Poundland might be interested now. Not sure about Russell Smith's Opticians as their target demographic is most definitely A and B. Those Carl Zeiss lenses and designer frames don't come cheap!
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| now some one has posted the documentary make your hone mind up about it, mine will never change but thats me, if you think its OK, then fare enough, but Bradford Bulls is off limits for me and my family & a lot of Friends will give it a miss but thats are choice, i will spend the brass on my home Club
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| Rugby League fans love a good boycott don't they?
Pathetic.
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| Quote ="Wheels"Rugby League fans love a good boycott don't they?
Pathetic.'"
I will remember your solidarity with those less fortunate when they look to abolish disability legislation.
Then again you will think that people campaigning against things they dont agree with is pathetic.
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| Quote ="Durham Giant"I will remember your solidarity with those less fortunate when they look to abolish disability legislation.'"
![Laughing icon_lol.gif](//www.rlfans.com/images/smilies//icon_lol.gif) Ok mate.
Quote Then again you will think that people campaigning against things they dont agree with is pathetic.'"
Boycotting a Rugby League team over its choice of sponsor is pathetic, yes.
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| Because i don't have the same view as you, how is that a boycott, my opinion is mine, you must be well off, or just don't give a toss so long as it doesn't bother you, watch the program, or are you too busy on the keyboard
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| Quote ="frank5613"Because i don't have the same view as you, how is that a boycott, my opinion is mine, you must be well off, or just don't give a toss so long as it doesn't bother you, watch the program, or are you too busy on the keyboard'"
You and your family refusing to go to Bradford because of their sponsor is a boycott. And its pathetic.
I saw the program when it was on. Yes they are a company that has unsavoury elements, but you show me a business that doesn't. It also doesn't change the fact that it is still a completely legal company that ultimately people have a choice to use.
I trust you are also boycotting Widnes, Wigan and Hull FC for their Magners sponsorship as alcohol kills millions every year. What about Wigan, Cas and Fev for their Probiz sponsorship, specialising in tax avoidance? Wigan for their sponsorship with Betfred and ApolloBet, ruining millions of gambling addicts lives?
Thought not.
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| Its totally different, my and my family do not agree with anything what as gone on with the bulls,i have not asked any person not to go so its not a very big boycott, i would not dream to tell people not to support the Bulls, i have seen what lending company's do through work, but for me and my family to miss going wont hurt anybody, my opinions are mine, the money we save will still go into RL, just a different club
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| Quote ="Wheels"You and your family refusing to go to Bradford because of their sponsor is a boycott. And its pathetic.
I saw the program when it was on. Yes they are a company that has unsavoury elements, but you show me a business that doesn't. It also doesn't change the fact that it is still a completely legal company that ultimately people have a choice to use.
I trust you are also boycotting Widnes, Wigan and Hull FC for their Magners sponsorship as alcohol kills millions every year. What about Wigan, Cas and Fev for their Probiz sponsorship, specialising in tax avoidance? Wigan for their sponsorship with Betfred and ApolloBet, ruining millions of gambling addicts lives?
Thought not.'"
You are just recycling irrelevant arguements.
Everyone has a view on what they feel is acceptable when it comes to business practice.
Why is it that you criticise some people who say that Provident is over the line they feel is acceptable.
Would you draw the line at anything or do you just not give a damn.
Oh to be so indifferent to real issues.
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| Quote ="frank5613"Its totally different, my and my family do not agree with anything what as gone on with the bulls,i have not asked any person not to go so its not a very big boycott, i would not dream to tell people not to support the Bulls, i have seen what lending company's do through work, but for me and my family to miss going wont hurt anybody, my opinions are mine, the money we save will still go into RL, just a different club'"
Yeah, thats still a boycott.
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| They're a loan company BG. They don't kidnap and skin children, they don't organise seal clubbing trips, they don't tie fireworks to cats. They lend money to people who ask to borrow money from them.
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| Quote ="Durham Giant"You are just recycling irrelevant arguements.
Everyone has a view on what they feel is acceptable when it comes to business practice.
Why is it that you criticise some people who say that Provident is over the line they feel is acceptable.
Would you draw the line at anything or do you just not give a damn.
Oh to be so indifferent to real issues.'"
If folk don't like Provident thats fine. I don't like Magners cider so I don't drink it.
To boycott a Widnes game because they are sponsored by Magners however would be pathetic.
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| Quote ="Richie"They're a loan company BG. They don't kidnap and skin children, they don't organise seal clubbing trips, they don't tie fireworks to cats. They lend =#FF0000money to people who ask to borrow money from them.'"
But they dont just do that there sales people specifically target vulnerable people and do take advantage of them.
They do not sit in nice plush offices saying , "Loans dealt with here", above the door.
There sales staff are effectively self employed agents with very little monitoring of who they sell too. This attracts some dodgy people ( i know investment banks do the same but that is a different matter for now).
They encourage people to take out loans they will struggle to afford.
I worked with one woman who took a loan out and asked why .
They knocked on her door and said would you like some help for christmas, get a small loan from us and the kids can have a nice present from santa for christmas.
Emotionally very good way to get a sale.
Do you know which is there best time of the year for sales,
[size=200Christmas[/size
Do you know who takes out these loans
poor desperate people on housing estates all over Northern England who want to buy their kids something for christmas ( oh i forgot all these poor people have free will, they choose to take out the loans, they are all fat, beer swilling, chain smoking dole scroungers with 50 inch plasmas who have to accept responsibility).
I regard that as pretty low and i draw the line of what i find acceptable.
As i keep saying to Bulls fans buy the shirt if you want, support the club but blank out the sponsors name and show that you might want their money but you dont agree with their methods.
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| Quote ="Durham Giant"But they dont just do that there sales people specifically target vulnerable people and do take advantage of them.
They do not sit in nice plush offices saying , "Loans dealt with here", above the door.
There sales staff are effectively self employed agents with very little monitoring of who they sell too. This attracts some dodgy people ( i know investment banks do the same but that is a different matter for now).
They encourage people to take out loans they will struggle to afford.
I worked with one woman who took a loan out and asked why .
They knocked on her door and said would you like some help for christmas, get a small loan from us and the kids can have a nice present from santa for christmas.
Emotionally very good way to get a sale.
Do you know which is there best time of the year for sales,
[size=200Christmas[/size
Do you know who takes out these loans
poor desperate people on housing estates all over Northern England who want to buy their kids something for christmas ( oh i forgot all these poor people have free will, they choose to take out the loans, they are all fat, beer swilling, chain smoking dole scroungers with 50 inch plasmas who have to accept responsibility).
I regard that as pretty low and i draw the line of what i find acceptable.'"
It is still their choice though. And nothing to do with Bradford Bulls.
Quote As i keep saying to Bulls fans buy the shirt if you want, support the club but blank out the sponsors name and show that you might want their money but you dont agree with their methods.'"
Thats completely fine. Boycotting Bradford completely however is pathetic.
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| Quote ="Richie"They're a loan company BG. They don't kidnap and skin children, they don't organise seal clubbing trips, they don't tie fireworks to cats. They lend money to people who ask to borrow money from them.'"
Don't let common sense get in the way.
Apparently Omar Khan is the love child of Adolf Hitler, Rajas make the UK's only Kitten burgers, and Provident only take children as security on loans.
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| Quote ="Durham Giant"ranting.'"
The best sales time for most businesses is christmas
They lend money to people who ask to borrow money from them.
We could come up with such criticisms of any potential sponsor, whether large or small or even enterprise of gov agency. Whether it be a supermarkets use of factory farming a manufacturer using sweatshops, the Royal Mail frequent thefts a charity even and their common chuggers and force fed religion, or the gov itself and expenses abuse. We can come up with a raging criticism of anyone.
Lets save our real fury for those that want to put money into our sport.
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| Quote ="Ewwenorfolk"Don't let common sense get in the way.
Apparently Omar Khan is the love child of Adolf Hitler, Rajas make the UK's only Kitten burgers, and Provident only take children as security on loans.'"
And EWWENORFOLK is an ostrich or should that be a sheep. baa, baa
Maybe Bradford Bulls should change their name to to the Bradford Ewes to reflect the attitude of their fans. Then again maybe i am being too hard on them, there are probably plenty of decent Bradford fans who feel uncomfortable about it and it is just the sheep who post on rlfansforum.
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Quote Many Newcastle fans are furious with the plans to have Wonga emblazoned on the front of the famous black and white stripe shirts.
Newcastle fan Michael Martin, editor of the True Faith fanzine, warned the proposed tie-up would be bad for the club.
Sponsorship: Blackpool's shirts are emblazoned with the Wonga logo
He told the Daily Mirror: 'The people who run Newcastle, for the fans, have a social responsibility.
'I would love them to honestly answer one question: Would you, Mike Ashley [Newcastle United owner, seriously recommend borrowing money from Wonga at those interest rates? If you can't answer yes then they shouldn't be our shirt sponsors.
'Newcastle is being used to normalise their product. It cheapens and tarnishes the Newcastle United brand. I wouldn't want my logo next to them, so what do other sponsors think?
'This is close to breaking point for me, the one that breaks the camel's back.'
Read more: www.thisismoney.co.uk/money/card ... z2C343WhZm
Follow us: @MailOnline on Twitter | DailyMail on Facebook
'"
Football fans in more socially aware than rugby league fans shocker.
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Quote Many Newcastle fans are furious with the plans to have Wonga emblazoned on the front of the famous black and white stripe shirts.
Newcastle fan Michael Martin, editor of the True Faith fanzine, warned the proposed tie-up would be bad for the club.
Sponsorship: Blackpool's shirts are emblazoned with the Wonga logo
He told the Daily Mirror: 'The people who run Newcastle, for the fans, have a social responsibility.
'I would love them to honestly answer one question: Would you, Mike Ashley [Newcastle United owner, seriously recommend borrowing money from Wonga at those interest rates? If you can't answer yes then they shouldn't be our shirt sponsors.
'Newcastle is being used to normalise their product. It cheapens and tarnishes the Newcastle United brand. I wouldn't want my logo next to them, so what do other sponsors think?
'This is close to breaking point for me, the one that breaks the camel's back.'
Read more: www.thisismoney.co.uk/money/card ... z2C343WhZm
Follow us: @MailOnline on Twitter | DailyMail on Facebook
'"
Football fans in more socially aware than rugby league fans shocker.
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| Quote ="Durham Giant"And EWWENORFOLK is an ostrich or should that be a sheep. baa, baa
Maybe Bradford Bulls should change their name to to the Bradford Ewes to reflect the attitude of their fans. Then again maybe i am being too hard on them, there are probably plenty of decent Bradford fans who feel uncomfortable about it and it is just the sheep who post on rlfansforum.'"
Or maybe, just maybe, you are over reacting?
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| I suppose your attitude to the likes of Wonga and PF depends on what you think of other people.
If you believe people have intelligence, thinking capacity and should have a freedom of choice, then you're OK with these comanies.
If you think people don't have intelligence, that you should think for them, and you should make their choices for them, then you're against them.
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| Quote ="Wheels"Or maybe, just maybe, you are over reacting?'"
or maybe i just work with a lot of poor and vulnerable people with big financial problems which are exploited by dodgy loans companies ![IDEA a046.gif](//www.rlfans.com/images/smilies//a046.gif)
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Quote ="Richie"I suppose your attitude to the likes of Wonga and PF depends on what you think of other people.
If you believe people have intelligence, thinking capacity and should have a freedom of choice, then you're OK with these comanies.
If you think people don't have intelligence, that you should think for them, and you should make their choices for them, then you're against them.'"
Maybe i think that clever people take advantage of vulnerable people. Maybe i think about what i post rather than just have an opinion.
this woman maybe needed someone other than Provident sales reps to think for her.
www.bbc.co.uk/news/business-19748048
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Quote ="Richie"I suppose your attitude to the likes of Wonga and PF depends on what you think of other people.
If you believe people have intelligence, thinking capacity and should have a freedom of choice, then you're OK with these comanies.
If you think people don't have intelligence, that you should think for them, and you should make their choices for them, then you're against them.'"
Maybe i think that clever people take advantage of vulnerable people. Maybe i think about what i post rather than just have an opinion.
this woman maybe needed someone other than Provident sales reps to think for her.
www.bbc.co.uk/news/business-19748048
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