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| Quote ="sally cinnamon"Whilst I have expressed support for universal benefits earlier in the thread, I have to say I've enjoyed a wry chuckle at some of the indignation that has come out of the people on £50k a year losing their child benefit. There was even an article in the London Evening Standard yesterday saying "why should those with children be punished whilst their childless counterparts get off scot free?"
Their childless counterparts have not been getting this benefit for the past few years either!
And for people that earn over £50k a year the benefit is essentially one of extra spending money. The problem is a lot of the time Middle England is keen to moralise about people 'living within their means' and say that people on council estates shouldn't be paid just to produce children if they can't afford them. But they furiously deny that the child benefit for those over £50k is just extra spending money and will tell you that just because they are on over £50k they are NOT rich, and they have 2 cars and a mortgage to run and private school fees to pay and once you take that out there is nothing left, so they need to have the child benefit or their 'children will suffer'.
Maybe they should have thought of this before they opened their legs and popped kids out? Have they not heard of contraception? The state should not pay people to have kids if they can't afford to bring them up. But also if they really need that income what is wrong with taking a second job? Being an entrepreneur on the side? You can create your own jobs. Middle England gives this advice to the poor so surely they could be able to do these things to provide for their hungry children, rather than rely on taxing wealth creators out of the country in order to subsidise them for getting pregnant.
I remember after the last election Ken Clarke causing a bit of rumpus for saying in the middle of all the Tory populist claims about "we're on the side of the workers not the shirkers" that Middle England has not understood how much it is subsidised and how much it will stand to lose with the cuts. He was right and this is the start of the complaining.'"
What has any of that got to do with the debate of whether Universality or means testing is the way to go?
Also if you are really serious when you say "The state should not pay people to have kids if they can't afford to bring them up." then you represent a victory for the governments deliberately divisive policies. If you ask that question surely you must be also asking "Why do I pay toward the NHS when I am not ill?" or perhaps you should advocating people don't "pop" kids out unless they themselves are prepared to pay for their education in its entirety?
I would also suggest the indignation of those losing the benefit isn't because they are losing it but because other households earning twice as much are keeping it.
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| Quote ="Cibaman"Whatever the original motives were behind universal benefits, that doesn't mean that the principle is still relevant.'"
Says who? It is a philosophical stance pretty much in the same way someone of a right wing persuasion might argue for the scrapping of all but the bare minimum of benefits and the implementation of a very low taxation because they believe that is an incentive to people to work. It is far from irrelevant in the wider context.
Quote I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.'"
That is a complete generalisation and an opinion whereas what I have said about this is in fact one of the accepted cornerstones behind the concept of universal benefits. It is not what they get but the fact they have to pay in so others get it that becomes the problem. You often see on here statements along the lines of "Why should I pay for....." when it comes to paying taxes toward something they do not directly benefit from.
Quote In this day and age it shouldn't be necessary to subject people to having to apply for these benefits. The tax system should be quite capable of excluding high earners from receiving them without any great cost. The idea that we might as well give them to everyone because its too expensive not to shouldn't be acceptable in 2013.'"
Well its not capable as the current farce over child benefits shows. The benefit is paid to the mother so that immediately makes it a more complicated system to administer as they have to find out the fathers tax position assuming they are still together that is.
Even if they sort this out using taxation is far from flawless anyway. For example if you do a salary sacrifice for anything such as pension payments then HMRC sees you have a lower tax bill and if that takes you below the threshold you won't lose the benefit. (Eligibility for University subsistence loans is similarly affected).
So if you can reduce your personal taxation liability this way or if you are not on PAYE as many self employed are not you can arrange things so you are missed from the net.
There are so many anomalies in the removal of child benefit through the tax system it is a complete joke.
Also regarding self assessment, many high earners are not self assessed. You will only be self assessed if your tax situation demands it such as if you receive a benefit on kind from your employer which they notify HMRC of. If you just take a salary then your tax affairs are simple from their point of view and HMRC leave you alone. This is what happened to me when I gave up the company car for a car allowance. They were only too pleased to have one less self assessment to deal with.
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| Is this 2013 or 1973?
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| Quote ="Cibaman"I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.quote
this.
there seems to be this idea that the better off sit round in groups decrying the poor and the way they milk the system. they really don't. they don't actually give a toss, in much the same way that the poor don't give a toss about the better off.
my parents get the winter fuel allowance, they don't need it, they asked for it to be stopped and were told it couldn't be. so they get it and spend it on their grandkids.
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| Quote ="Cibaman"Is this 2013 or 1973?'"
These ba[is[/itards are looking to send us back to 1873
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| What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag [url=http://hat4uk.wordpress.com/2012/10/24/peer-who-wants-the-retired-to-work-for-their-pensions-is-a-sir-humphrey-retired-on-120k-a-year/"Lord" Bichard[/url who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to [iany[/i income from public funds, they should all shut the feck up, the hypocritical s.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to [url=http://hat4uk.wordpress.com/2010/08/22/exclusive-senior-treasury-source-alleges-ballooning-civil-service-pension-cost-deliberately-hidden/600,000 Whitehall civil service pensions[/url, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.
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| Quote ="Ferocious Aardvark"What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag [url=http://hat4uk.wordpress.com/2012/10/24/peer-who-wants-the-retired-to-work-for-their-pensions-is-a-sir-humphrey-retired-on-120k-a-year/"Lord" Bichard[/url who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to [iany[/i income from public funds, they should all shut the feck up, the hypocritical lovers.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to [url=http://hat4uk.wordpress.com/2010/08/22/exclusive-senior-treasury-source-alleges-ballooning-civil-service-pension-cost-deliberately-hidden/600,000 Whitehall civil service pensions[/url, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.'"
You can't use facts to attack politicians anymore, they got their beasting during the expenses row, everything that has come since has been their retribution, with hindsight we should have let them continue to build their duckhouses, employ their wives and rent out their parents houses and none of this would have happened, its like when Flashman thrashed the whole of the first form because they squealed on him to the head.
Its just like that in their heads actually.
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| Quote ="samwwire"Quote ="Cibaman"I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.Quote
this.
there seems to be this idea that the better off sit round in groups decrying the poor and the way they milk the system. they really don't.'" '" '"
The fact they accept them isn't the point. Far from it. There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.
The government itself uses this argument all the time, for example as justification for putting up tuition fees. "Why should the postman pay for the university students education?" was what David Willets never tired of saying and once you get society as whole thinking like that you are on a road to ruin IMO. I am sure the very rich can live without child benefit but I think you underestimate the impact of actually receiving something from the government has on the way people think whether they need it or not. That is what lies behind the principle (as well as more mundane things like it being cheaper to administer a universal benefit than means test it).
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| Quote ="DaveO"The fact they accept them isn't the point. Far from it. There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.'"
Oh there are plenty of them here too.
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| Quote ="DaveO"There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.'" i'm sure there are, i bet there's also plenty of people who take the view 'i'm entitled to...' 'i need...' . people are inherently selfish, but it doesn't mean they're wrong and in an ideal world they cancel each other out.
Quote The government itself uses this argument all the time, for example as justification for putting up tuition fees. "Why should the postman pay for the university students education?" was what David Willets never tired of saying and once you get society as whole thinking like that you are on a road to ruin IMO'"
was this the justification for labour introducing tuition fees? therefore, was it labour who set us on this road to ruin?
as it happens, the answer is, if the postman gets ill he'll need a doctor. however, i study a part time chemistry degree at mmu, and to be honest the standard of maths in particular of the full time first years is shocking. i watched one student try and multiply 47x34 without the use of a calculator. his 'effort' consisted of (30x40) + (4x7). he should have been booted off the course there and then, but because i'm not paying for him, he can do what he likes.
Quote I am sure the very rich can live without child benefit but I think you underestimate the impact of actually receiving something from the government has on the way people think whether they need it or not. That is what lies behind the principle (as well as more mundane things like it being cheaper to administer a universal benefit than means test it)'"
well, i don't think i do.
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| Quote ="samwire"was this the justification for labour introducing tuition fees? '"
FFS, can you not get out of the if you don't support the Tories you must support Labour argument? Most of the ideology behind the last administration was born of Thatcherite thinking.
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| Quote ="Big Graeme"FFS, can you not get out of the if you don't support the Tories you must support Labour argument? Most of the ideology behind the last administration was born of Thatcherite thinking.'"
Thats the problem, they can't, its football supporter politics and they'll never shake it off while the actual politicians behave like petulant kids in debates and in leadership.
If you brought out a new footbal style shirt every year for the parliamentary party's the fools would buy them...
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| Quote ="JerryChicken"
If you brought out a new footbal style shirt every year for the parliamentary party's the fools would buy them...'"
FFS will you please refrain from giving Gideon tips to kick-start the economy
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| Quote ="cod'ead"FFS will you please refrain from giving Gideon tips to kick-start the economy'"
It'll come, and they'll change the design every six months.
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| Quote ="JerryChicken"Thats the problem, they can't, its football supporter politics and they'll never shake it off while the actual politicians behave like petulant kids in debates and in leadership.
If you brought out a new footbal style shirt every year for the parliamentary party's the fools would buy them...'"
Indeed.
As it is 2013, three years since a Labour government, it will be interesting to see who the Tory supporters blame for the current state of the economy.
We know how much they like to go on about the Labour government that replaced Ted Heath in 1974, and had to go cap in hand to the IMF two years later in 1976, as a warning of what happens when you get a Labour government. Of course Ted Heath's Tory government would have had nothing to do with this.
On the other hand I've noticed another pattern.
Margaret Thatcher comes into office in 1979, we have a recession from 1980-81.
John Major comes into office in 1990, we have a recession from 1990-91.
David Cameron comes into office in 2010. Guess what happened from 2011-12.
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| Quote ="sally cinnamon"Indeed.
As it is 2013, three years since a Labour government, it will be interesting to see who the Tory supporters blame for the current state of the economy.
We know how much they like to go on about the Labour government that replaced Ted Heath in 1974, and had to go cap in hand to the IMF two years later in 1976, as a warning of what happens when you get a Labour government. Of course Ted Heath's Tory government would have had nothing to do with this.
On the other hand I've noticed another pattern.
Margaret Thatcher comes into office in 1979, we have a recession from 1980-81.
John Major comes into office in 1990, we have a recession from 1990-91.
David Cameron comes into office in 2010. Guess what happened from 2011-12.'"
Strange how it's only 'footballer supporter politics' when it's people defending Tories and attacking Labour. Not the other way round.
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| Quote ="sally cinnamon"Indeed.
As it is 2013, three years since a Labour government, it will be interesting to see who the Tory supporters blame for the current state of the economy.
We know how much they like to go on about the Labour government that replaced Ted Heath in 1974, and had to go cap in hand to the IMF two years later in 1976, as a warning of what happens when you get a Labour government. Of course Ted Heath's Tory government would have had nothing to do with this.
On the other hand I've noticed another pattern.
Margaret Thatcher comes into office in 1979, we have a recession from 1980-81.
John Major comes into office in 1990, we have a recession from 1990-91.
David Cameron comes into office in 2010. Guess what happened from 2011-12.'"
To be fair it's not like the tories come into office and instantly plunge the country into recession, the seeds are sowed by previous successive financially inept (usually Labour) governments.
I hold no kind of allegiance with any particular parties though, I just see who's looking the best bet at election time and go with them.
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| Quote ="Ajw71"Strange how it's only 'footballer supporter politics' when it's people defending Tories and attacking Labour. Not the other way round.'"
No, it can easily be football supporter politics the other way around and I saw enough of it the other way around when I lived in the north east for some time where you'd still be a brave person to go canvassing wearing a blue rosette, certainly in the cities anyway.
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| Quote ="TrinityIHC"To be fair it's not like the tories come into office and instantly plunge the country into recession, the seeds are sowed by previous successive financially inept (usually Labour) governments.
'"
Although that wasn't the case with at least two out of three of those example dates.
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| Quote ="TrinityIHC"To be fair it's not like the tories come into office and instantly plunge the country into recession, the seeds are sowed by previous successive financially inept (usually Labour) governments.
I hold no kind of allegiance with any particular parties though, I just see who's looking the best bet at election time and go with them.'"
There is one serious, major flaw in your observation: John Major tookover from Thatcher. Are you now asserting that her government were financially inept?
There's also the fact that the deficit was lower in 2007 (prior to the bank bailouts) than it was when Labour took over in 1997
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| Quote ="cod'ead"
There's also the fact that the deficit was lower in 2007 (prior to the bank bailouts) than it was when Labour took over in 1997'"
And they also finished paying back our war debts from WWII which governments of every hue failed to do in the 60's. 70's and 80's.
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| Quote ="JerryChicken"Although that wasn't the case with at least two out of three of those example dates.'"
Which two were they - Cameron inherited a mess from Brown and Thatcher inherited a mess from Callaghan!!
It also smacks a bit of Keynes' 10 year economic cycle?
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| Politicians of both major parties have done nothing but mess things up (and not just the economy) during my lifetime. They are inept.
On a wider point, I don't hold out much hope for the UK's medium term future for many reasons.
1. Extremely indebted.
2. Ageing population.
3. Becoming a low-wage economy, causing lack of demand.
4. No sign of being able to develop new, strong export creating business.
5. Property prices too high to enable efficient movement of labour or to permit businesses to flourish (look what's happening in retail with their city centre shop rents).
6. The fact that the country is wedded to high property prices in order to support our overly large financial sector and so a downward correction in prices is the last thing any policy maker wants.
7. The fact that interest rates will rise and some point and almost certainly before the economy picks up. If and when that happens, unless any rise is modest there will be mayhem - huge number of business failures, job losses and people unable to afford their homes. All of which will hammer the banking system, which has not been shrunk back sufficiently.
As I said when the financial crisis kicked off and Gordon Brown said we were better placed than most of our competitors, no, we are actually desperately poorly placed. In fact, I would say worse than Greece, Italy or Spain. At some point reality will bite unless the policy-makers can pull a rabbit out of the hat.
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| Quote ="Sal Paradise"Which two were they - Cameron inherited a mess from Brown and Thatcher inherited a mess from Callaghan!!
'"
Almost as predictable as Liverpool fans singing "You'll never walk alone" or West Ham singing "Bubbles".
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